Quick Verdict
Claude Team and ChatGPT Business are the two dominant team AI subscriptions for organizations standardizing on a conversational AI. Claude Team starts at $25/seat/month (monthly) with a minimum of 2 seats. ChatGPT Business starts at $25/seat/month (monthly) or $20/seat/month annually with a minimum of 2 users. Seat minimums and SSO no longer separate the two plans, so the decision rests on models, usage limits, and tools. For teams prioritizing long-context document workflows, Claude Team lists up to 1M tokens (varies by model).
Pricing
- Claude Team (Standard seat): $25/seat/month on monthly billing, or $20/seat/month billed annually. Requires a minimum of 2 seats and includes SSO. Premium seats ($125/$100) can be mixed in. ChatGPT Business offers the same option: Premium seats at $125/$100 can be mixed with Standard seats.
- ChatGPT Business: $25/user/month on monthly billing, or $20/user/month billed annually. Requires a minimum of 2 users and includes SSO.
For a 2-person team on annual billing, Claude Team Standard and ChatGPT Business Standard both cost $40/month total ($480/year). For a 5-person team, both cost $100/month total ($1,200/year) at the same annual rate. SCIM provisioning requires Enterprise on both sides.
Model Access
- Claude Team provides the full Anthropic model stack: Opus, Sonnet, and Haiku on Standard seats (Premium seats add Fable), plus Claude Code and enterprise collaboration features. Context window is up to 1M tokens (varies by model).
- ChatGPT Business provides GPT-6 and GPT-6 Pro, plus dedicated Codex access. Context window is 54K tokens (GPT Instant) or 256K (GPT Reasoning).
Claude Team’s larger context ceiling than ChatGPT Business is a differentiator for teams working on document-heavy or code-heavy workflows: legal review, research analysis, or complex multi-file codebases.
Usage Limits
- Claude Team: Seat-based message limits with 5-hour session windows and weekly usage caps. Standard seats provide approximately 225+ short messages per 5-hour session. Premium seats raise this about 5x but keep the same session window and weekly cap. Owners can enable extra usage at standard API rates.
- ChatGPT Business: Per-seat unlimited* chat interactions with a shared flexible pricing pool for advanced model overage. Codex and higher-tier model usage draws from this pool. Premium seats add 5x more usage than Standard with no 5-hour usage limit.
Claude Team’s usage structure is more explicit with published session baselines. ChatGPT Business’s flexible pool model can be unpredictable for finance teams trying to forecast monthly AI spend.
Who Should Choose Each
Choose Claude Team if you:
- Need long-context work (up to 1M tokens, varies by model) for document review, research, or large code files
- Want annual billing savings ($20/seat vs $25/seat)
- Need Claude Code access for developer workflows within team governance
- Want connectors and enterprise search for knowledge-heavy teams
Choose ChatGPT Business if you:
- Need Codex in a governed team workspace for software development
- Prefer the OpenAI model family including GPT-6 Pro for reasoning tasks
- Have heavy users who need Premium seats without a 5-hour usage limit
Both plans need 2 seats minimum and include central billing, SSO, and admin governance, with SCIM on Enterprise only. The decision hinges on context window needs, usage limits, tooling, and whether Anthropic or OpenAI models better fit existing team workflows. For engineering-focused teams, compare Cursor vs Windsurf for Teams, or compare the Premium seats in Claude Team Premium vs ChatGPT Business Premium, or see all team plans ranked at best AI plans for teams.